Juan C. Ros, CFP®, partner with Forum Financial Management, LP in Scottsdale, Arizona, was recently quoted in a CNBC.com article, "These 401(k) changes are coming in 2026 — one is ‘impactful’ for higher earners, CFP says." In the article, Ros describes how beginning in 2026, high earners age 50 and older must make their 401(k) "catch up" contributions as after-tax Roth contributions. The end result is more taxable income for those high earners, defined as those who make $150,000 or more in 2025. The entire article can be found here: https://www.cnbc.com/2025/12/07/these-big-401k-c