Scott Chelberg - Investment Mgmt - Financial Advisor / Wealth Management - Investment/Po

Profession	Investment Mgmt

Specialty	Financial Advisor / Wealth Management - Investment/Po

Group	CLS [GL - EC] ~ CMV2

Business Name	Retirement Solutions, Inc.

Title	CFP, President/ Sr. Wealth Manager

Address	5857 Owens Ave Suite 110 Carlsbad, CA 92008-5507

Work Phone	(760)603-0700 x15

Fax	(760)603-0710

Web Site	www.2rsi.com

Linked In	View Profile

Member Since	8/2009

Retirement Solutions Inc. specializes in retirement planning, business exit planning and income tax reduction strategies design specifically for business owners, top-performing professionals, retired and nearly retired people. Leading up to retirement, we guide clients through a systematic process to help identify and organize their financial objectives. Our job is to develop and implement strategies necessary so you can leave your job when you want, how you want, and feel empowered to pursue other interests and goals. We will design and execute your personalized strategies, encompassing financial planning, business exit planning, investment portfolio design and management, tax and estate planning. These strategies, in turn, are designed to allow you the time and financial independence to fully enjoy retirement, a second career or whatever pursuits you desire.

In addition, to financial and estate planning, we design well-diversified portfolios that offer risk management strategies. And, since maintaining your financial independence in retirement requires discipline, patience and prudent long-term investing, we help you develop reasonable expectations, evaluate results and continually adjust your strategies to reflect changing needs, circumstances and economic conditions.

Disclosure:
Securities and investment advisory services offered through SagePoint Financial, Inc., member of FINRA/SIPC and a registered investment advisor. Retirement Solutions, Inc. is not affiliated with SagePoint Financial, Inc., or registered as a broker dealer or investment advisor. Insurance services are offered through Scott Chelberg as a licensed agent independent of SagePoint Financial.

This communication is strictly intended for individuals residing in Arizona, California, Colorado, Georgia, Michigan, North Carolina, Nebraska, New York, Oregon, Pennsylvania, Texas, Washington. No offers may be made or accepted from any resident outside the specific states referenced.

Retirement Planning / Retirement Income Distribution Planning
Comprehensive Financial Planning
Business Succession Planning
Wealth / Investment Management
Income Tax Reduction Strategies

We provide a written financial plan addressing cash flow, income & estate tax reduction strategies, investment portfolio design & management, risk management (insurance analysis), retirement income distribution plan. Then with the client, we review investment portfolios quarterly and update the Financial Plans annually.

For Business Owners, we include the above plus a written exit plan which coordinates with the Exit Planning Team of Advisors (normally done between 10 years and 1 year prior to planned exit). It is a seven step process, resulting in an owner�s transition out of the business. We convert the business value into personal wealth, thus providing for financial independence.

We are committed as professional advisors to spending the most of our time assisting ideal clients. These clients we are most effective working with are those who:

* Pre-retired / Retired: Have investable assets worth $500,000 - $10,000,000;

* Business Owner: Business Value = $2MM- $25MM;

* Have household incomes of more than $150,000 if not retired;

* Are high performing professionals, business owners, or retired individuals;

* Are widows, retired and nearly retired people in their 50�s to mid-60�s, who are young at heart and live active lives;

* Have worked hard, saved well, and value professional advice. They do not micromanage, but rather delegate so they can focus on what is important to them. They are not major risk takers, but do understand they need more than just guaranteed income.

* Expect me to focus on managing their investment assets and to be proficient in tax and legal matters. They do not expect me to know everything financially, but rather coordinate with other trusted professionals.

At our meetings, we talk about their lives, families, travels, the economy, and their money. They want to know that I am carefully watching over their assets and making smart decisions so they do not have to.

Their primary financial motivation is to ensure what they worked hard for is managed with care, and that they will always have enough to live their life without concern for things financial. Their secondary financial motivation is to ensure the people they care for and organizations they support are the benefactors of what they have worked hard for.

Professional Services,Construction, Manufacturing, Medical Equipment, Distributors

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Charities	Board of Directors/Past Pres - Boys and Girls Clubs of Carlsbad


College Degrees	B.S. in Business Administration/Finance University of Nebraska


Speaking/Teaching Experience	Retirement Income Planning Portfolio Design Exit Planning


Organizations	Financial Planners Assc.


License Number	CA Ins. Lic # 0694123

San Diego - Investment Mgmt

Specialties: Financial Advisor / Wealth Management - Investment/Po